Chase First Banking Reviews
Chase First Banking Customer Reviews (15)
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Chase First Banking Features and Benefits
Chase First Banking offers a range of features and benefits designed to help children learn good money habits. Here are some key features and benefits:
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No Monthly Service Fee: This account has no monthly service fee, making it cost-effective for parents looking to teach their children about banking.
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Customizable Parental Controls: Parents can set limits on where and how much their child can spend or withdraw from ATMs. This helps children learn about budgeting and spending responsibly.
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Easy Payments and Transfers: Parents can easily transfer money to their child's account, and children can make purchases with their debit card within the set limits.
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Security Features: The account comes with security features like secure sign-in via the Chase Mobile® app, giving parents peace of mind.
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Learning Financial Responsibility: With Chase First Banking, children can learn to set goals and manage their money in real-world scenarios.
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Top-rated Mobile App: The Chase Mobile app is top-rated and allows children to track balances and transactions.
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No Minimum Deposit: There is no minimum deposit to open an account, making it accessible for many families.
Remember, the account is subject to approval. If more information is needed, consider visiting the Chase First Banking FAQs page on the Chase website.
Chase First Banking Pricing
Chase First Banking℠ Account is a free banking option, meaning it has no monthly service fee. However, there are certain fees for specific services. For instance, there can be charges if a non-Chase ATM is used or if money is withdrawn internationally in a foreign currency. To avoid ATM fees, it's recommended to stick to Chase ATMs and limit debit card usage when traveling abroad.
Payment Method
Chase First Banking includes a Visa debit card. This card enables the account holder to make purchases both online and in physical stores. The card is secure and compatible with PIN, chip, and contactless payment methods.
Parents can easily transfer money to their child's account. If the child needs additional money, the parent can approve or reject their request.
For online purchases, the payment process is straightforward. When shopping online or within merchant apps that integrate this payment method, simply choose "Chase Pay" at checkout, then choose a Chase credit card from the digital wallet and proceed with checkout as normal.
Remember, the account is subject to approval. If more information is needed, consider visiting the Chase First Banking FAQs page on the Chase website.
Chase First Banking FAQs
Chase First Banking Alternatives
Here are some alternatives to Chase First Banking:
- Alliant Credit Union: Offers online banking with checking and savings accounts.
- Varo Bank: Provides online banking with checking and savings accounts.
- Discover Bank: Known for online banking with checking and savings accounts.
- SoFi Bank, N.A.: Offers online banking with checking and savings accounts.
- Goldman Sachs Bank USA: Primarily offers online banking with savings accounts only.
- Capital One: Provides online banking with checking and savings accounts.
- UFB Direct: Known for online banking with savings accounts only.
- EverBank: Offers online banking with checking and savings accounts.
- TAB Bank: Provides online banking with checking and savings accounts.
- Bank Of America: A well-known alternative to Chase, offering a variety of banking services.
These alternatives offer a variety of services, including checking and savings accounts, and are known for their online banking capabilities. They may also offer additional features such as mobile banking, high interest rates, and robust customer service options. Always consider personal banking needs when choosing a bank.
How To Open A Chase First Banking Account?
To open an account on Chase First Banking, follow these steps:
- Visit the Chase First Banking page on the Chase website.
- Click on "Open now" or "Open Account".
- Enter personal information such as social security number, driver's license, email, phone, address, and citizenship.
- Create a username and password and provide employment and income details.
- Fund the account with an opening balance from another account.
Please note that to get the Chase First Banking℠ Account, you need to have Chase Secure Banking℠, Chase Total Checking®, Chase Premier Plus Checking℠, Chase Sapphire℠ Banking, or Chase Private Client Checking℠. The account can be opened at a branch or online. The parent/guardian is the owner of this account and must have an online profile and one of these other checking accounts at account opening. The account is designed with kids ages 6-12 in mind and available for kids ages 6-17.
Remember, the account is subject to approval. If you need more information, consider visiting the Chase First Banking FAQs page on the Chase website.
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